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Being good with money is about more than just making ends meet. Don't worry that you're not a math whiz; great math skills aren't really necessary - you just need to know basic addition and subtraction.
Life is much easier when you have good financial skills. How you spend your money impacts your credit score and the amount of debt you end up carrying. If you’re struggling with money management, for example, you’re living paycheck to paycheck despite making more than enough money, here are some tips to improve your financial habits.
When you’re faced with a spending decision, especially a large purchase decision, don’t just assume you can afford something. Confirm that you can actually afford it and that you haven’t already committed those funds to another expense.
That means using your budget and the balance in your checking and savings accounts to decide whether you can afford a purchase. Remember that just because the money is there doesn't mean you can make the buy. You have also to consider the bills and expenses you'll have to pay before your next payday. In this video, I am giving you top money management tips, like rich people do to manage their money.
Bhupendra Singh Rathore (BSR) is India's No 1 Breakthrough Strategist & Millionaire Coach.
He is also Winner of BUSINESS MENTOR OF THE YEAR 2018 Award by ENTREPRENEUR INDIA Magazine & ASIA'S GREATEST LEADERS 2017 AWARD
Check out BSRs best-selling book →
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